 
Majid Al Futtaim JCB Finance is a Dubai-based consumer finance company. Launched in October 2008, the company is a joint-venture between JCB – Japan's only international credit card brand, ORIX corporation – a Japanese financial services company, and Majid Al Futtaim Group – the Middle East's leading leisure, entertainment and shopping company.
Majid Al Futtaim JCB Finance launched its first personal finance product in October 2008 – the Najm JCB Credit Card. Najm JCB Credit Card is a credit card for shoppers that offers more discounts and benefits than any other credit card in the region. By combining the leisure, entertainment and shopping strengths of Majid Al Futtaim Group with the financial expertise of JCB and ORIX Corporation, Majid Al Futtaim JCB Finance gives consumers a new choice in personal finance in the region.
Majid Al Futtaim JCB Finance is committed to caring for the environment. We believe every small step makes a huge difference. You will be pleased to learn that the contents of your Najm JCB Credit Card Welcome Pack are printed entirely on recycled paper. Going forward, Majid Al Futtaim JCB Finance will use environmentally conscious materials and extensively rely on the use of email and telephone to communicate with you in the interest of conserving natural resources. Furthermore, all waste paper generated by Majid Al Futtaim JCB Finance will be collected for recycling.
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